**Privacy Policy, Terms of Use, and No Refunds Agreement**

This Privacy Policy, Terms of Use, and No Refunds Agreement ("Agreement") governs your use of The UpperRoom University's online course platform ("Platform"). By creating an account and accessing the Platform, you agree to be bound by the terms and conditions of this Agreement.

Privacy Policy:

1. Collection of Information: When you create an account on the Platform, we may collect personal information such as your name, email address, and other relevant details. This information is used to provide you with access to the Platform and its services.

2. Use of Information: Your personal information may be used to personalize your experience on the Platform, improve our services, and communicate with you regarding your account and course updates.

3. Protection of Information: We are committed to protecting the privacy of your information and implement appropriate security measures to safeguard it from unauthorized access, disclosure, or alteration.

4. Third-Party Disclosure: We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as required by law or to provide you with requested services.

5. Cookies: The Platform may use cookies to enhance your user experience. You have the option to disable cookies in your browser settings, although this may affect certain functionalities of the Platform.

No Refunds:

1. Refund Policy: All purchases made on the Platform are final, and no refunds will be provided for any reason.

By creating an account and accessing the Platform, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of this Agreement, including the Privacy Policy, Terms of Use, and No Refunds Policy.

If you do not agree with any part of this Agreement, please do not create an account or access the Platform.